Within a few days, my LASIK surgery will be paid for in full. Not only that, but I will have wiped away all of my consumer debts in their totality. The new windows I had installed on my house last year? Paid. The fancy LeafGuard gutters from the year before? Paid. The only debts hanging over my head will be my dwindling student loan balance and my mortgage. As a matter of fact, I may very well end up paying off about 25% of the balance on my student loan, but we'll see how responsible I'm feeling. This and I also found out today that my 2007 property taxes will be at least 1.8% LOWER than 2006. Quelle fuck est-il?
How did I manage this? I hate to say it, but I have to keep mum on that part. If I had some sage personal finance advice that could benefit everyone, I'd gladly share it, but in this case, it's combination of lucky circumstances and a specific personal situation I can't go into (ooooh, mysterious!). I can assure you it was 100% legal, no children in India were exploited, and only one or two cats died. Ok, seven cats and a poodle, but who's counting?
Does this mean I'm going to turn around and go arm-flailing apeshit with my spending now? God knows I've had my eye on a nubile young 70-inch DLP HDTV for while now, but NO! Though this does reopen the possibility of trip to Vegas and/or California this winter. Other than that, I must continue to save for responsible things like investing in another home improvement project. I'll tell you what I really, really, really have wanted to do for years--a fireplace. I would love to have a remote controlled gas fireplace in the living room. It adds resale value to a house, and nothing is more romantic than rubbing one out with some soft music playing and the light of the fire dancing across your well-lubed hand.
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I've been researching these along with the gas stoves as I am thinking of getting rid of my wood/coal burning stove. It's not auto feed anything so it's a pain and it's completely covered with cast iron so no view of what's going on inside. A vent free something that gives some heat to ward off the cold to come along with a nice flickering fire to... well, in all honesty, doze off to- that sounds so nice! I say DO IT! And get the fireplace too.
After some mathy maths last night, I realized I might be coming out farther ahead than I thought. I might just be able to pay cash for a fireplace within a month or two. But again, we'll see. I might want to be more conservative and see what the winter holds. Actually my long term goal is to get a fireplace in both the living room and a smaller one in the back bedroom. Huge selling point, and it would just be cool to have. Living room first though.
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